About the AG

  • Subscribe to the AG's RSS Feed
  • Join the AG's FaceBook
  • Follow the AG on Twitter
  • View the AG's YouTube Channel
  • View the AG's Tumblr Page

National Mortgage Settlement

The Attorney General has obtained a broad-ranging settlement from five major banks. If you are a homeowner struggling to pay your mortgage or facing foreclosure, or if you have already lost your home to foreclosure, it is possible that this settlement could help you. Not every homeowner will qualify for relief under the settlement. Those who do qualify may receive various forms of relief depending on their circumstances. Available forms of relief include: payments to borrowers who were wrongly foreclosed upon; reduction of unpaid principal balances; refinancing for borrowers whose homes are worth less than the money they owe; and the opportunity for short sales and other relocation assistance.

MEDA Mortgage

For detailed information about the settlement, please visit the National Mortgage Settlement website.

To find out if you may be eligible for a loan modification, refinance, short sale or other foreclosure prevention relief under the settlement, you will need to contact your mortgage servicer. To find the servicer on your loan, look for a contact phone number on your mortgage statement. Contact the bank or servicer listed on the statement to ask who services or owns your mortgage loan. For more details, please see our Frequently Asked Questions.

The mortgage servicers participating in the settlement agreement are Citibank, JP Morgan Chase/Washington Mutual, Bank of America/Countrywide, Wells Fargo/Wachovia, and Ally Financial.

As part of the settlement, a cash payment was available for some Californians whose loan was owned or serviced by Bank of America, JP Morgan Chase, Wells Fargo, Citibank or GMAC and whose home was foreclosed upon between January 1, 2008 and December 31, 2011. However, please be advised that the deadline to file a claim was January 18, 2013 and claims are no longer being accepted. If you have questions, you may call the Settlement Administrator at 1-866-430-8358.

For a referral to a free HUD-Approved Housing Counselor who can assist you in applying for a modification under the settlement or in obtaining other help to stay in your home if you do not qualify for the settlement, please call (800) 569-4287.

Mortgage Servicers

logos for Bank of America, Countrywide

For Bank of America/Countrywide, call (877) 488-7814 or you may also go to a Bank of America Customer Assistance Center. You can find a list of such centers at the Bank of America Assistance Customer Center website.

Customer Service Center - Bank of America Home Loans Assistance Customer Center

logos for JPMorgan, Chase, Washington Mutual

For JPMorgan Chase/Washington Mutual, call (866) 372-6901 or you may also go to a Chase Homeownership Center. You can find a list of such centers at Chase's Homeownership Center website.

Customer Service Center - Chase's Homeownership Center

logos for Wells Fargo, Wachovia

For Wells Fargo/Wachovia, call (800) 288-3212.

logo for Citibank

For Citibank/Citimortgage, call (866) 272-4749.

logo for Ally

For Ally Financial-GMAC, call (800) 766-4622.

Megan's Law

California Registered Sex Offender Database

Search Now

Megan's Law information is also available in these languages:

Site Navigation

Translate Website

  • Google™ Translation Disclaimer

This Google™ translation feature is provided for informational purposes only.

The Office of the Attorney General is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.

Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.

If you have any questions please contact:Bilingual Services Program at (916) 324-5482

A copy of this disclaimer can also be found on our Disclaimer page.

Select a Language Below / Seleccione el Idioma Abajo

Close this box or use the [ X ]