Legislation

Attorney General Kamala D. Harris Files Suit Against Delta Airlines for Failure to Comply with California Privacy Law

December 6, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SAN FRANCISCO – Attorney General Kamala D. Harris announced today the first legal action under California’s online privacy law against Delta Airlines, Inc. for failing to comply with the state’s Online Privacy Protection Act.

Delta, headquartered in Atlanta, GA, was among the companies given 30 days to conspicuously post a privacy policy within their mobile app that informs users of what personally identifiable information is being collected and what will be done with it.

“Losing your personal privacy should not be the cost of using mobile apps, but all too often it is,” said Attorney General Harris. “California law is clear that mobile apps collecting personal information need privacy policies, and that the users of those apps deserve to know what is being done with their personal information.”

The California Online Privacy Protection Act requires commercial operators of websites and online services, including mobile and social apps, which collect personally identifiable information from Californians to conspicuously post a privacy policy. Privacy policies are an important safeguard for consumers. Privacy policies promote transparency in how companies collect, use, and share personal information.  If developers do not comply with their stated privacy policies, they can be prosecuted under California’s Unfair Competition Law and/or False Advertising Law.

The complaint alleges that since at least 2010, Delta has operated a mobile app called “Fly Delta” for use on smartphones and other electronic devices.   The Fly Delta app may be used to check-in online for an airplane flight, view reservations for air travel, rebook cancelled or missed flights, pay for checked baggage, track checked baggage, access a user’s frequent flyer account, take photographs, and even save a user’s geo-location. Despite collecting substantial personally identifiable information such as a user’s full name, telephone number, email address, frequent flyer account number and pin code, photographs, and geo-location, the Fly Delta application does not have a privacy policy.

The suit seeks to enjoin Delta from distributing its app without a privacy policy and penalties of up to $2,500 for each violation.  The suit was filed in San Francisco Superior Court and a copy of the complaint is attached to the online version of this press release.

This action by Attorney General Harris follows an agreement she forged among the seven leading mobile and social app platforms to improve privacy protections for millions of users around the globe who use apps on their smart phones, tablets, and other electronic devices. Those platforms – Amazon, Apple, Facebook, Google, Hewlett-Packard, Microsoft, and Research in Motion – agreed to privacy principles designed to bring the industry in line with California law requiring mobile apps that collect personal information to have a privacy policy. The agreement allows consumers the opportunity to review an app’s privacy policy before they download the app rather than after, and offers consumers a consistent location for an app’s privacy policy on the application-download screen in the platform store. 

The California Online Privacy Protection Act is one of the privacy laws that the DOJ’s Privacy Enforcement and Protection Unit is charged with enforcing. Created by Attorney General Harris in 2012, the Privacy Unit’s mission is to enforce federal and state privacy laws regulating the collection, retention, disclosure, and destruction of private or sensitive information by individuals, organizations, and the government. This includes laws relating to cyber privacy, health privacy, financial privacy, identity theft, government records and data breaches.

The October 2012 press release announcing the notification to mobile app developers can be found here: https://www.oag.ca.gov/news/press-releases/attorney-general-kamala-d-harris-notifies-mobile-app-developers-non-compliance. The February 2012 press release announcing the apps agreement can be found here: https://www.oag.ca.gov/news/press-releases/attorney-general-kamala-d-harris-secures-global-agreement-strengthen-privacy. The June 2012 press release announcing that Facebook joined the apps agreement can be found here: https://www.oag.ca.gov/news/press-releases/attorney-general-kamala-d-harris-announces-expansion-california%E2%80%99s-consumer.

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Attorney General Kamala D. Harris Announces Homeowner Assistance Grant Program

November 21, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SAN FRANCISCO -- Attorney General Kamala D. Harris today announced a $10.4 million grant program for organizations that provide housing counseling and legal services to homeowners.  The grant funds were secured through the National Mortgage Settlement with the goal of providing assistance to homeowners impacted by California's foreclosure crisis.

The California Department of Justice will award Consumer Assistance Grants for housing counseling and legal service providers ranging from $150,000 to $750,000 per organization.  A Homeowner Bill of Rights Implementation Grant of approximately $1 million will also be awarded to assist in the implementation of California’s new homeowner protection legislation sponsored by the Attorney General this year.

Grant applications must be received electronically no later than January 14, 2013.  Details regarding the application process can be found at http://oag.ca.gov/grants.

The California State Bar, under the leadership of Executive Director Joe Dunn, will work with the Attorney General’s office to administer the grants.

The California Homeowner Bill of Rights, signed into law earlier this year, restricts dual-track foreclosures, where a lender forecloses on a borrower despite being in discussions over a loan modification to save the home.  It also guarantees struggling homeowners a single point of contact at their lender with knowledge of their loan and direct access to decision makers, and imposes civil penalties on fraudulently signed mortgage documents.

The California Homeowner Bill of Rights expanded Attorney General Harris’ response to the state’s foreclosure and mortgage crisis. Attorney General Harris created a Mortgage Fraud Strike Force in March, 2011 to investigate and prosecute misconduct related to mortgages and foreclosures. In February 2012, Attorney General Harris negotiated a commitment from the nation’s five largest banks to dedicate an estimated $18 billion to mitigate harm to California homeowners caused by bank conduct in the foreclosure process.

Attorney General Kamala D. Harris Notifies Mobile App Developers of Non-Compliance with California Privacy Law

October 30, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SAN FRANCISCO -- Attorney General Kamala D. Harris this week began formally notifying scores of mobile application developers and companies that they are not in compliance with California privacy law.

The companies were given 30 days to conspicuously post a privacy policy within their app that informs users of what personally identifiable information about them is being collected and what will be done with that private information. Letters will be sent out to up to 100 non-compliant apps at this time, starting with those who have the most popular apps available on mobile platforms.

"Protecting the privacy of online consumers is a serious law enforcement matter," said Attorney General Kamala D. Harris. "We have worked hard to ensure that app developers are aware of their legal obligations to respect the privacy of Californians, but it is critical that we take all necessary steps to enforce California’s privacy laws."

The letters are the first step in taking legal action to enforce the California Online Privacy Protection Act (Simitian), which requires commercial operators of online services, including mobile and social apps, which collect personally identifiable information from Californians to conspicuously post a privacy policy. Privacy policies are an important safeguard for consumers. Privacy policies promote transparency in how companies collect, use, and share personal information. Companies can face fines of up to $2,500 each time a non-compliant app is downloaded.

This action by Attorney General Harris follows an agreement she forged among the seven leading mobile and social app platforms to improve privacy protections for millions of users around the globe who use apps on their smartphones, tablets, and other electronic devices. Those platforms – Amazon, Apple, Facebook, Google, Hewlett-Packard, Microsoft, and Research in Motion – agreed to privacy principles designed to bring the industry in line with California law requiring mobile apps that collect personal information to have a privacy policy. The agreement allows consumers the opportunity to review an app’s privacy policy before they download the app rather than after, and offers consumers a consistent location for an app’s privacy policy on the application-download screen in the platform store.

The California Online Privacy Protection Act is one of the privacy laws that the Privacy Enforcement and Protection Unit is charged with enforcing. Created in 2012, the Privacy Unit’s mission is to enforce federal and state privacy laws regulating the collection, retention, disclosure, and destruction of private or sensitive information by individuals, organizations, and the government. This includes laws relating to cyber privacy, health privacy, financial privacy, identity theft, government records and data breaches.

The February 2012 press release announcing the apps agreement can be found here. The June 2012 press release announcing that Facebook joined the apps agreement can be found here.

A sample non-compliance letter is attached.

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Attorney General Kamala D. Harris Announces Final Components of California Homeowner Bill of Rights Signed into Law

September 25, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SACRAMENTO -- Attorney General Kamala D. Harris today announced that the final parts of the California Homeowner Bill of Rights have been signed into law by Governor Jerry Brown.

"California has been the epicenter of the foreclosure and mortgage crisis," said Attorney General Harris. "The Homeowner Bill of Rights will provide basic fairness and transparency for homeowners, and improve the mortgage process for everyone."

The Governor signed:

  • Senate Bill 1474 by Senator Loni Hancock, D-Berkeley, which gives the Attorney General’s office the ability to use a statewide grand jury to investigate and indict the perpetrators of financial crimes involving victims in multiple counties.
  • Assembly Bill 1950, by Assemblymember Mike Davis, D-Los Angeles, which extends the statute of limitations for prosecuting mortgage related crimes from one year to three years, giving the Department of Justice and local District Attorneys the time needed to investigate and prosecute complex mortgage fraud crimes.
  • Assembly Bill 2610 by Assemblymember Nancy Skinner, D-Berkeley, which requires purchasers of foreclosed homes to give tenants at least 90 days before starting eviction proceedings. If the tenant has a fixed-term lease, the new owner must honor the lease unless the owner demonstrates that certain exceptions intended to prevent fraudulent leases apply.

Previously signed into law were three other components of the Homeowner Bill of Rights. Assembly Bill 2314, by Assemblymember Wilmer Carter, D-Rialto, provides additional tools to local governments and receivers to fight blight caused by multiple vacant homes in neighborhoods.

Two additional bills, which came out of a two-house conference committee, provide protections for borrowers and struggling homeowners, including a restriction on dual-track foreclosures, where a lender forecloses on a borrower despite being in discussions over a loan modification to save the home. The bills also guarantee struggling homeowners a single point of contact at their lender with knowledge of their loan and direct access to decision makers.

All aspects of the California Homeowner Bill of Rights will take effect on January 1, 2013.

Attorney General Kamala D. Harris Announces Bills to Combat Human Trafficking Signed into Law

September 24, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SACRAMENTO -- Attorney General Kamala D. Harris announced today that two bills that will make it more difficult for human traffickers to hide their assets have been signed into law by Governor Jerry Brown.

Assembly Bill 2466, by Bob Blumenfield (D-San Fernando Valley), ensures that criminal defendants involved in human trafficking will not dispose of assets that would otherwise be provided as restitution to victims. Senate Bill 1133, by Mark Leno (D-San Francisco), expands the list of assets that a human trafficker must forfeit and provides a formula for using those resources to help victims of human trafficking. Both laws will take effect on January 1, 2013.

"With these new laws, California prosecutors and law enforcement officials will be able to seize assets of human traffickers, cripple their operations and aid victims," said Attorney General Harris. "Human trafficking is big business in California. It is a high profit criminal industry that is expanding rapidly across the globe, including here in California."

Assembly Bill 2466 (Preservation of Assets for Victims of Human Trafficking), will help to ensure that more victims of human trafficking receive restitution. Under California law, victims are entitled to mandatory restitution; however there are no laws to help prevent human trafficking defendants from liquidating and hiding their assets before conviction. Assembly Bill 2466 will allow a court to order the preservation of the assets and property by persons charged with human trafficking.

"We need all hands on deck to confront trafficking," Blumenfield said. "Trafficking is slavery. Now, the perpetrators of this despicable crime cannot game the system and keep their money when caught and convicted. Justice will come for victims."

Senate Bill 1133 ensures that those convicted of human trafficking crimes involving minors will not be able to keep the financial benefits reaped from their unlawful activity. The law expands the scope of property subject to forfeiture and provides a formula to redirect those resources to community groups that aid victims of human trafficking.

"Today we are one step closer to dismantling the economic infrastructure that convicted child sex traffickers rely on to continue to lure young people into the sex trade," said Senator Leno. "In addition to taking away the lucrative profits from these horrendous crimes, we are providing much-needed financial support for increased investigations and victim services."

Attorney General Harris is committed to the fight against this fast-growing crime that deprives persons of basic human rights. Harris co-sponsored the California Human Trafficking Victims Protection Act of 2005, which made human trafficking a felony in California. Attorney General Harris has also served on the California Alliance to Combat Trafficking and Slavery Task Force.

On Friday, Attorney General Harris and Mexico Attorney General Marisela Morales Ibáñez signed an accord to expand prosecutions and secure convictions of criminals who engage in the trafficking of human beings. The accord will increase coordination of law enforcement resources targeting transnational gangs that engage in the sale and trafficking of human beings across the California-Mexico border. The accord also calls for closer integration on human trafficking investigations between the two offices and the sharing of best practices for law enforcement to recognize instances of human trafficking and provide support and services to victims.

Human trafficking is estimated to be a $32 billion industry, the world’s third most profitable criminal enterprise behind drugs and arms trafficking. Human trafficking involves the recruitment, smuggling, transporting, harboring, buying, or selling of a person for purposes of exploitation, prostitution, domestic servitude, sweatshop labor, migrant work, agricultural labor, peonage, bondage, or involuntary servitude. While human trafficking often involves the smuggling of human beings across international borders, numerous Americans are trafficked around the United States ever year. Human trafficking strips people, especially women and children, of their freedom and violates our nation’s promise that every person in the United States is guaranteed basic human rights.

For more information on the trafficking of human beings, go to www.oag.ca.gov/human-trafficking.

California Attorney General Kamala D. Harris and Mexico Attorney General Marisela Morales Ibáñez Announce Accord to Strengthen Cross-Border Investigations and Prosecutions of Human Trafficking

September 21, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

LOS ANGELES -- California Attorney General Kamala D. Harris and Mexico Attorney General Marisela Morales Ibáñez today signed an accord to expand prosecutions and secure convictions of criminals who engage in the trafficking of human beings.

The accord will increase coordination of law enforcement resources targeting transnational gangs that engage in the sale and trafficking of human beings across the California-Mexico border. The accord calls for closer integration on human trafficking investigations between the two offices and the sharing of best practices for law enforcement to recognize instances of human trafficking and provide support and services to victims. Prosecutors from the two offices today held the second of a series of meetings to implement the initiative.

"California and Mexico are together taking steps to disrupt and dismantle the criminal networks that traffic human beings into our state as if they were just another commodity," said Attorney General Harris. "Targeting transnational gangs is a vital component of our efforts to protect public safety in California."

Human trafficking is estimated to be a $32 billion global industry and the world’s third most profitable criminal enterprise behind drugs and arms trafficking. The United States Department of State estimates that between 14,000 and 17,500 individuals are trafficked into the country each year. The National Human Trafficking Hotline and Resource Center received more than 54,000 calls between 2007 and 2011, with more than 15 percent originating from California.

"Criminal trafficking organizations are among the most dangerous threats that we confront and they are drawn to the trafficking of human beings by the high profit and low risk," said Attorney General Harris. "If we aim to be smart on crime, we have to change that calculus. Our goal is to disrupt trafficking networks, increase convictions and force these international traffickers away from our borders."

Earlier this month, Attorney General Harris announced the arraignment on drug trafficking charges of six individuals with suspected links to the La Familia and Sinaloa cartels. Together, these two busts resulted in the seizure of more than 43 pounds of methamphetamine with an estimated street value of nearly $2 million.

Attorney General Harris has made the fight against human trafficking a career priority. The Justice Department is preparing an update to California’s Human Trafficking Report, which, in part, will examine the human trafficking activities of transnational gangs in California. This report is an update of a 2007 report mandated by the California Human Trafficking Victims Protection Act of 2005, which was sponsored by then-District Attorney Harris and first made human trafficking a felony in California.

In June, Attorney General Harris partnered with Yahoo! and the Polaris Project to direct users to the national human trafficking hotline whenever certain terms related to human trafficking are searched through Yahoo!. The goal of the initiative is to identify more victims of human trafficking by connecting survivors and community members to resources and support.

In addition, two bills sponsored by Attorney General Harris have been sent to Governor Edmund G. Brown for his signature. Assembly Bill 2466 (Assemblymember Bob Blumenfield) ensures that criminal defendants involved in human trafficking will not dispose of assets that would otherwise be provided as restitution to victims, and Senate Bill 1133 (Senator Mark Leno) expands the list of assets that a human trafficker must forfeit and provides a formula for using those resources to help victims of human trafficking.

For more information on human trafficking, visit www.oag.ca.gov/human-trafficking.

Attorney General Kamala D. Harris Announces Final Components of California Homeowner Bill of Rights Pass Legislature

August 30, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SACRAMENTO -- Attorney General Kamala D. Harris today announced that the final parts of the California Homeowner Bill of Rights have passed out of both legislative houses and have been sent to the Governor’s desk.

“The entire Homeowner Bill of Rights legislative package will ensure fair lending and borrowing practices for California homeowners,” said Attorney General Harris. “California has been the epicenter of the foreclosure crisis and this package of legislation will help affected homeowners, tenants and neighborhoods.”

Senate Bill 1474 by Senator Loni Hancock, D-Berkeley, gives the Attorney General’s office the ability to use a statewide grand jury to investigate and indict the perpetrators of financial crimes involving victims in multiple counties.

Assembly Bill 1950, by Assemblymember Mike Davis, D-Los Angeles, extends the statute of limitations for prosecuting mortgage related crimes from one year to three years, giving the Department of Justice the ability to investigate and prosecute complex mortgage fraud crimes.

On Governor Brown’s desk is Assembly Bill 2610 by Assemblymember Nancy Skinner, D-Berkeley, which will require purchasers of foreclosed homes to give tenants at least 90 days before starting eviction proceedings. If the tenant has a fixed-term lease, the new owner must honor the lease unless the owner demonstrates that certain exceptions intended to prevent fraudulent leases apply.

Already signed into law is Assembly Bill 2314 Assemblymember Wilmer Carter, D-Rialto, which provide additional tools to local governments and receivers to fight blight caused by multiple vacant homes in neighborhoods.

In June, two key parts of the Homeowner Bill of Rights passed out of both houses of the Legislature and were signed by Governor Jerry Brown. Those bills, which came out of a two-house conference committee, provide protections for borrowers and struggling homeowners, including a restriction on dual-track foreclosures, where a lender forecloses on a borrower despite being in discussions over a loan modification to save the home. The bills also guarantee struggling homeowners a single point of contact at their lender with knowledge of their loan and direct access to decision makers.

All aspects of the California Homeowner Bill of Rights will take effect on January 1, 2013 once signed into law.

Attorney General Kamala D. Harris Announces the Passage of Legislation to Combat Human Trafficking

August 28, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SACRAMENTO -- Attorney General Kamala D. Harris announced today that two bills that will help victims by making it more difficult for human traffickers to hide their assets have passed the legislature and have been sent to the Governor’s desk. 

Assembly Bill 2466, by Bob Blumenfield (D-San Fernando Valley), ensures that criminal defendants involved in human trafficking will not dispose of assets that would otherwise be provided as restitution to victims. Senate Bill 1133, by Mark Leno (D-San Francisco), expands the list of assets that a human trafficker must forfeit and provides a formula for using those resources to help victims of human trafficking. Both bills passed unanimously with bipartisan support.

“Human trafficking is big business in California. It is a high profit criminal industry that is expanding rapidly across the globe, including here in California,” said Attorney General Harris. “This legislation will make sure those who perpetrate these crimes will not profit from them.”

Senate Bill 1133 ensures that those convicted of human trafficking crimes involving minors will not be able to keep the financial benefits reaped from their unlawful activity. The bill expands the scope of property subject to forfeiture and provides a formula to redirect those resources to community groups that aid victims of human trafficking.

“Sex trafficking of minors is a horrendous crime that is driven by the prospect of lucrative profits,” said Senator Leno. “This legislation aims to deprive convicted criminals of the financial resources and assets that would allow them to continue luring young people into the sex trade. In turn, proceeds from those forfeitures would rightfully be used to help victims begin to repair their lives.”

Assembly Bill 2466 (Preservation of Assets for Victims of Human Trafficking), will help to ensure that more victims of human trafficking receive restitution. Under California law, victims are entitled to mandatory restitution; however there are no laws to help prevent human trafficking defendants from liquidating and hiding their assets before conviction. Assembly Bill 2466 would allow a court to order the preservation of the assets and property by persons charged with human trafficking.

“Trafficking is slavery and we cannot have the perpetrators of this despicable crime gaming the system in California,” said Assemblymember Blumenfield. “We need all hands on deck to confront trafficking. By signing this bill, the governor can help reclaim justice for victims.”

Attorney General Harris is committed to the fight against this fast-growing crime that deprives persons of basic human rights. Harris co-sponsored the California Human Trafficking Victims Protection Act of 2005, which made human trafficking a felony in California. Attorney General Harris has also served on the California Alliance to Combat Trafficking and Slavery Task Force. 

Human trafficking is estimated to be a $32 billion industry, the world’s third most profitable criminal enterprise behind drugs and arms trafficking. Human trafficking involves the recruitment, smuggling, transporting, harboring, buying, or selling of a person for purposes of exploitation, prostitution, domestic servitude, sweatshop labor, migrant work, agricultural labor, peonage, bondage, or involuntary servitude. While human trafficking often involves the smuggling of human beings across international borders, numerous Americans are trafficked around the United States ever year. Human trafficking strips people, especially women and children, of their freedom and violates our nation’s promise that every person in the United States is guaranteed basic human rights.

For more information on the trafficking of human beings, go to www.oag.ca.gov/human-trafficking

 

Attorney General Kamala D. Harris Announces Bill to Curb Blight Signed into Law

August 27, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

SACRAMENTO -- Attorney General Kamala D. Harris today announced a bill to combat blight was signed into law by Governor Edmund G. Brown Jr.

Assembly Bill 2314 by Assemblymember Wilmer Carter, D-Rialto, provides additional tools to local governments and receivers to fight neighborhood blight caused by vacant homes.

“The foreclosure crisis has had a devastating impact on many families and communities,” said Attorney General Harris. “This legislation will help victims of the crisis who remain in their homes, but have been forced to endure the negative economic, health and safety consequences of blight in their neighborhoods.”

“We need solutions to the problem of blight which threatens the health and safety of California communities hit hardest by the mortgage crisis,” said Assemblymember Wilmer Amina Carter, D-Rialto. “AB 2314 will ensure that local jurisdictions continue to have the tools to prevent and fight neighborhood blight due to foreclosures.”

The new law is part of the California Homeowner Bill of Rights sponsored by Attorney General Harris. The Homeowner Bill of Rights builds upon and extends reforms first negotiated in the recent national mortgage settlement between 49 states and leading lenders. Attorney General Harris secured up to $18 billion for California homeowners in that agreement, and has also built a Mortgage Fraud Strike Force to investigate crime and fraud associated with mortgages and foreclosures.

Empty homes as a result of foreclosure invite squatters, bug infestation, and crime in communities, which hurts the market value of neighboring homes. AB 2314 will give new homeowners additional time to remedy code violations and would help compel the owners of foreclosed property to pay for upkeep.

In July, two key parts of the Homeowner Bill of Rights were signed into law. Those bills, which came out of a two-house conference committee, provide protections for borrowers and struggling homeowners, including a restriction on dual-track foreclosures, where a lender forecloses on a borrower despite being in discussions over a loan modification to save the home. The bills also guarantee struggling homeowners a single point of contact at their lender with knowledge of their loan and direct access to decision makers.

Other components of the Homeowners Bill of Rights are pending in the state legislature. These will enhance law enforcement responses to mortgage and foreclosure-related crime, in part by empowering the Attorney General to call a grand jury in response to financial crimes spanning multiple jurisdictions. A bill to provide enhanced protections for tenants in foreclosed homes has passed both houses and is awaiting action by Governor.

For more information on the California Homeowner Bill of Rights, go to www.oag.ca.gov.

California Homeowner Bill of Rights Signed into Law

July 11, 2012
Contact: (916) 210-6000, agpressoffice@doj.ca.gov

LOS ANGELES -- Attorney General Kamala D. Harris announced that the Homeowner Bill of Rights, which will protect homeowners and borrowers during the mortgage and foreclosure process, was signed into law today by Governor Edmund G. Brown Jr.

The Homeowner Bill of Rights prohibits a series of inherently unfair bank practices that have needlessly forced thousands of Californians into foreclosure. The law restricts dual-track foreclosures, where a lender forecloses on a borrower despite being in discussions over a loan modification to save the home. It also guarantees struggling homeowners a single point of contact at their lender with knowledge of their loan and direct access to decision makers, and imposes civil penalties on fraudulently signed mortgage documents.  In addition, homeowners may require loan servicers to document their right to foreclose.

The laws will go into effect on January 1, 2013, and borrowers can access courts to enforce their rights under this legislation.

The Homeowner Bill of Rights builds upon and extends reforms first negotiated in the recent national mortgage settlement between 49 states and leading lenders. Attorney General Harris secured up to $18 billion for California homeowners in that agreement, and has also built a Mortgage Fraud Strike Force to investigate crime and fraud associated with mortgages and foreclosures.

“The California Homeowner Bill of Rights will give struggling homeowners a fighting shot to keep their home,” said Attorney General Harris. “This legislation will make the mortgage and foreclosure process more fair and transparent, which will benefit homeowners, their community, and the housing market as a whole.”

“Californians should not have to suffer the abusive tactics of those who would push foreclosure behind the back of an unsuspecting homeowner,” said Governor Brown. “These new rules make the foreclosure process more transparent so that loan servicers cannot promise one thing while doing the exact opposite.”

The Homeowner Bill of Rights consists of a series of related bills, including two identical bills that were passed on July 2 by the state Senate and Assembly: AB 278 (Eng, Feuer, Pérez, Mitchell) and SB 900 (Leno, Evans, Corbett, DeSaulnier, Pavley, Steinberg).

The California Homeowner Bill of Rights also contains a variety of bills outside of the conference committee process. These will enhance law enforcement responses to mortgage and foreclosure-related crime, in part by empowering the Attorney General to call a grand jury in response to financial crimes spanning multiple jurisdictions. Additional elements will help communities fight blight related to foreclosure, and provide enhanced protections for tenants in foreclosed homes. Please see the attached fact sheet for the status of these bills.

The California Homeowner Bill of Rights was introduced February 29, 2012 at a press conference featuring Assembly Speaker John A. Pérez and Senate President pro Tem Darrell Steinberg and bill authors from the Assembly and Senate.

More details about the California Homeowner Bill of Rights are found on the attached fact sheet. To learn more about how the bills impact California homeowners, review the slideshow at: www.oag.ca.gov.